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Finanzas Personales: Tú Guía Definitiva para Alcanzar la Estabilidad y el Éxito Financiera | Estrategias de Inversión }
Dirigido a inversores y ahorradores que disponen de dólares o aquellos que buscan posibles rentabilidades mayores como consecuencia de la fluctuación de la divisa.
Incluyen ventajas fiscales significativas y opciones de gestión hereditaria.
Además, la entidad devuelve el 1% de la suma de los principales recibos domiciliados y contempla la exención de las comisiones de mantenimiento y istración
La inversión mínima es de 20.000 euros destinándose el 50% al depósito a plazo fijo y el otro 50% a la nota estructurada.
La fintech global especializada en pagos internacionales e intercambio de divisas prevé que el el Euríbor a 12 meses se mantenga más estable en el mes de mayo y que llegado el mes de junio retome su senda descendente si se acaba produciendo el recorte de tipos esperado por parte del BCE.
Esta promoción estará vigente en la red de oficinas de la entidad hasta el próximo 31 de julio.
Una nueva funcionalidad refuerza la actual oferta de Cuentas Conjuntas de Revolut, que casi cuadruplicó su base de s activos en España en 2024.
Los inversores del Espacio Económico Europeo (EEE) están empezando a diversificar su cartera y a mirar más allá del mercado estadounidense. Históricamente, solo en torno al 10% de las compras de acciones de nuestros clientes en el EEE correspondían a valores cotizados en Europa. Sin embargo, en los últimos meses esta cifra ha subido hasta el 22%. En mercados como Alemania y Francia ha superado el 30%, y en España se ha situado en el 27%.
La cuenta además facilita una tarjeta sin suscripciones que proporciona un 1% de “saveback” en gastos mensuales.
Santiago Martínez Morando, jefe de Análisis Económico y Financiero de Ibercaja, habla sobre los últimos datos de hipotecas concedidas en diciembre de 2024. Analiza los datos de 2024 y las perspectivas de 2025 donde se espera un crecimiento gracias a los bajos tipos de interés, el ahorro de las familias y el aumento en el empleo.
Nuestra sección de Finanzas Personales te ofrece una guía completa para mejorar tu salud financiera y controlar tus gastos de manera eficiente. En esta sección, encontrarás:
Salud Financiera y Control de Gastos: Evaluamos tu situación financiera actual y proyectamos diferentes escenarios económicos para ayudarte a tomar decisiones informadas. Aprende a adaptarte a cambios económicos con nuestras estrategias de control de gastos. Presupuesto y Planificación Financiera: Descubre cómo elaborar presupuestos familiares precisos, gestionar ingresos y gastos, y adoptar hábitos de consumo responsables. Utiliza nuestras herramientas de planificación, calculadoras financieras y aplicaciones de banca móvil para mantener tus finanzas bajo control. Ahorro e Inversión: Fomenta una cultura de ahorro con reglas eficientes y explora diversas opciones de inversión, incluyendo bienes raíces, mercado de valores, certificados de depósito y criptomonedas. Gestión de Deudas: Conoce los diferentes tipos de deudas y las mejores estrategias para manejarlas, reduciendo el impacto en tu salud financiera. Seguros y Manejo de Riesgos: Protege tu patrimonio y planifica tu futuro con seguros adecuados y estrategias de manejo de riesgos. Educación e Inclusión Financiera: Accede a programas educativos, cursos de planificación financiera y competencias financieras básicas. Impulsa la educación financiera desde edades tempranas con nuestras iniciativas para jóvenes. Tecnología y Finanzas: Aprovecha herramientas financieras digitales y calculadoras online para optimizar tu gestión financiera diaria. Mantente seguro en el entorno digital con nuestros consejos sobre blockchain y ciberseguridad. Consumo Responsable: Adopta prácticas de consumo que no solo beneficien tu bolsillo, sino también el entorno. Planificación de la Jubilación: Prepara un plan de jubilación sólido y sostenible que te garantice estabilidad económica a largo plazo. Finanzas Sostenibles: Descubre cómo integrar principios de sostenibilidad en tus decisiones financieras y contribuye a un futuro más verde y equitativo. Esta sección está diseñada para ser tu recurso definitivo en el camino hacia una vida financiera saludable y próspera. Con contenidos actualizados y estrategias prácticas, te ayudamos a navegar el complejo mundo de las finanzas personales con confianza y éxito. Boletín de bolsa
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